MetLife Dental Insurance for a better smile
Do you have MetLife dental insurance coverage? Whether you got it on your own or through your employer, it's crucial to maximize its benefits. This valuable resource can protect your oral health from decay and gum disease, as well as offer financial support for any necessary restorative treatments. How can you ensure you're making the most of your policy? Our team is proud to be associated with MetLife dental insurance and we specialize in assisting our patients in optimizing their benefits.
Metlife Dental Coverage
Availability & Fees
MetLife provides a diverse selection of insurance plans, with PPO plans and DHMO plans being the most common. Unlike DHMO plans that require you to visit a specific dentist, PPO policies offer you the freedom to choose any dentist while still receiving your benefits. Here is a general overview of how PPO coverage usually works.
- Cleanings and X-rays are covered at a rate of 80% to 100% as part of preventive care.
- Fillings and simple extractions, considered minor restorative care, are covered between 70% and 80%.
- Crowns and extensive treatments, categorized as major services, are covered at a rate of 50%.
- Coverage for specialty services such as orthodontics and dental implants may vary depending on the specific policy.
Please be aware that choosing a dentist within our network of MetLife providers may result in more favorable coverage rates compared to out-of-network practices. Our clinic has a beneficial contract with MetLife that not only saves money for both the insurance provider and our patients but also allows us to provide valuable assistance in understanding your policy and maximizing its benefits.
One way we can help is by working with you to schedule your treatments in a manner that optimizes your annual maximum. The annual maximum refers to the highest amount your policy will pay for approved treatments within a year. By strategically planning major services across multiple appointments between calendar years, we can assist patients who require extensive treatment in utilizing two annual maximums instead of just one.
Dental Insurance Coordinator
Our team at Larwin Square Dentistry is fully dedicated to helping you maximize your dental insurance benefits in Tustin. Our knowledgeable dental insurance coordinators, conveniently located at our front desk, are well-prepared to assist you every step of the way. They have the expertise to verify your insurance coverage, file claims, and explain how your benefits apply to various services. Don't hesitate to contact us today and take advantage of their valuable assistance in optimizing your MetLife dental benefits.