Dental Insurance & Financing in Tustin, CA
Clear Costs and Flexible Ways to Pay
We accept most PPO plans, HSA and FSA cards, and offer monthly payment plans so you can start treatment without waiting.
Insurance Plans We Accept
We accept most PPO insurance plans, listed A to Z below. Coverage depends on your specific plan, and our team checks your benefits before treatment.
- Aetna
- Aflac
- Ameritas
- Anthem
- Assurant
- BEAM
- Blue Cross Blue Shield
- Blue Shield of California
- Carpenters Health & Welfare
- Cigna
- Colonial Life
- Cypress Dental
- Delta Dental PPO
- Dental Benefits Providers
- DentaQuest
- Equitable Beneficial
- GEHA
- Guardian
- Health Net
- Humana
- Laborers' Health & Welfare Trust Fund
- Liberty Dental Plan
- LINECO
- Medicare PPO
- MetLife
- MetLife Tricare
- NIPPON Dental Benefits
- Principal Financial Group
- Standard Insurance Company (The Standard)
- Starmount
- Sun Life Financial
- Tricare
- UFCW
- UMR
- United Ag
- United Concordia
- United of Omaha
- UnitedHealthcare
- UNUM Dental
Using Your Insurance With Us
Share your plan
Give us your insurance name and member ID when you book or call.
We verify your benefits
Our team checks your coverage and explains your expected cost before treatment.
We file your claims
We send claims to your insurer for you. Any remaining balance can be split into monthly payments.
Estimate Your Payment & Pay Over Time
Move the slider and pick a term to see an example monthly payment, then check your real options with third-party financing in a few minutes.
Example at 7.9% APR for illustration only. Your actual rate and terms are set by the lender at approval.
- No hard credit check to see your options
- Up to 60 months, with qualifying 0% APR offers
- 18+ with a bank-issued debit card
Cherry APR ranges from 0% to 35.99% based upon approved credit. Eligibility is not guaranteed. We also offer CareCredit and LendingClub; ask our team.
In-House Loyalty Membership
Simple monthly plans that cover your routine preventive care, with no deductibles, waiting periods or claim forms.
Essential Care
For keeping a healthy smile on track.
- 2 basic cleanings per year
- 2 exams per year
- Routine X-rays
- 1 emergency exam included
- 15% off other dental treatment
Gum Care Plus
For patients who need more frequent cleanings to keep gum disease under control.
- 4 basic cleanings per year
- 2 exams per year
- Routine X-rays
- 1 emergency exam included
- 15% off other dental treatment
Membership is for patients without dental insurance and is billed monthly. Ask our front desk for full plan details and terms.
- Cash, personal checks, and major debit and credit cards
- HSA and FSA cards for pre-tax savings
- In-house payment plans
- Third-party financing through Cherry, CareCredit and LendingClub
No insurance?
Join our in-house loyalty membership, which covers your preventive care for a low monthly fee.
Insurance & Payment Questions
Do you accept Aetna dental insurance?
Yes. Larwin Square Dentistry accepts Aetna dental PPO plans. Coverage varies by plan, so our team checks your Aetna benefits and explains your expected cost before treatment.
Do you accept MetLife dental insurance?
Yes. We accept MetLife dental PPO plans, including MetLife Tricare. Share your member ID when you book and we will verify your coverage before your visit.
Do you accept Cigna dental insurance?
Yes. We accept Cigna dental PPO plans. We check your Cigna benefits ahead of time and file the claim for you after treatment.
Do you accept Delta Dental insurance?
Yes. We accept Delta Dental PPO plans. We check your Delta Dental benefits ahead of time and file the claim for you after treatment.
Do you accept the Laborers' Health & Welfare Trust Fund?
Yes. We accept the Laborers' Health & Welfare Trust Fund dental plan. Call us with your member details and we will confirm your benefits before your appointment.
Do you accept UnitedHealthcare dental insurance?
Yes. We accept UnitedHealthcare dental PPO plans. Our team verifies your benefits and lets you know what is covered before treatment begins.
Do you accept Medicare dental plans?
Original Medicare usually does not cover routine dental care, but many Medicare Advantage plans include dental benefits. We accept Medicare PPO dental plans. Call us with your plan details and we will check what your plan covers before treatment.
What if my insurance is not on the list?
We accept many other PPO plans too. Call (714) 505-9462 with your plan details and we will check your coverage for you, usually the same day.
Will checking my financing options affect my credit?
Checking your third-party financing options does not affect your credit score and does not require a hard credit check.
Can I use my HSA or FSA card?
Yes. HSA and FSA cards are accepted and let you pay with pre-tax dollars.
What if I do not have insurance?
Ask about our in-house loyalty membership for preventive care, or spread the cost of treatment with a monthly payment plan.
Do you check my benefits before treatment?
Yes. Our team reviews your coverage so you know your expected cost before treatment begins.
Will I know the full cost before my treatment starts?
Yes. We believe in clear, transparent pricing. Before your treatment begins, we go over all the costs involved in delivering the care you need, including what your insurance is expected to cover and what you will pay. You can ask questions and review your payment options before you decide, so there are no surprises.
Related guides
Ready to take the next step?
New patients and emergency appointments welcome.