How Much Does a Root Canal and Crown Cost Without Insurance?

If you need a root canal and don't have insurance, the first question is usually cost. The answer depends mostly on which tooth it is. Here is what changes the price and how to pay for it.

CategoryCost & Insurance
Reading time3 min
PublishedNov 1, 2026
UpdatedNov 1, 2026

The short answer

The cost depends mainly on which tooth needs treatment: front teeth have fewer canals and cost less than molars. Most back teeth also need a crown afterwards. Ask for a written estimate, and use monthly financing or a membership plan if you don't have insurance.

Key takeaways

  • Molars cost more than front teeth
  • Most back teeth need a crown afterwards
  • Saving a tooth usually costs less than replacing it
  • Membership plans and monthly payments help without insurance
  • Always ask for a written estimate

What does a root canal cost by tooth?

Front teeth usually have one canal, premolars one or two, and molars three or more. More canals mean more time, so the cost rises toward the back of the mouth.

ToothTypical canalsCrown usually needed?
Front tooth1Sometimes
Premolar1 to 2Usually
Molar3 or moreYes

Why is a crown usually needed?

After a root canal, a back tooth is more likely to crack under chewing pressure. A crown covers and protects it. Front teeth, which take less force, sometimes only need a filling. Compare crown materials in Porcelain, Metal, Zirconia and Composite Crowns: Pros and Cons.

What changes the price?

Four things affect your total.

Tooth type

Molars cost more than front teeth because they have more canals.

Crown material

Zirconia and porcelain crowns differ in cost and strength.

Build-up or post

If a lot of tooth is missing, a build-up or post may be needed to support the crown.

Retreatment

Redoing an old root canal is usually more complex than a first treatment.

Ask for a written estimate before you start. Book an exam.

Book a consultation

What does insurance usually cover?

Many PPO plans pay part of a root canal and part of a crown, subject to deductibles and yearly maximums. We check your benefits and explain your share before treatment. See the plans we accept.

How can I pay without insurance?

You have a few options.

Membership plan

Our Essential Care membership is $39 a month and includes 15% off other dental treatment. See how the membership works.

Third-party financing

Monthly payments through several third-party financing vendors, with plans up to 60 months and APR from 0% to 35.99% based on approval. Checking your options doesn't involve a hard credit check.

Cash payment

We also accept cash payment for your treatment.

Root canal vs extraction: the long-term cost

Pulling a tooth can look cheaper on the day. But a missing back tooth is usually replaced later with an implant or bridge, which often costs more than saving the tooth. A single implant, including the crown, is about $86 to $146 a month with financing. Read Root Canal or Extraction and Implant.

Clear estimates in Tustin

Our office is at 604 E 1st St in the Larwin Square Shopping Center in Tustin, serving patients from Irvine, City of Orange, Santa Ana and the rest of Orange County. We give you a written estimate before treatment. Call (714) 505-9462 or book online.

Questions patients ask

Can I wait to get the crown?

Not for long. A back tooth without a crown is more likely to crack. We usually recommend the crown soon after the root canal.

Is a root canal cheaper than an implant?

Usually, yes. Saving your own tooth with a root canal and crown typically costs less than an extraction and implant.

Does the membership plan discount root canals?

The Essential Care membership includes 15% off other dental treatment. Ask us how it applies to your plan.

How long does a crown last?

Many crowns last many years with good care and regular checkups.

Why does a molar cost more?

Molars have more canals, so treatment takes longer and needs more care.

Get a written estimate

An exam and X-ray show exactly what your tooth needs. You get a written estimate and payment options before anything starts.

Learn more about Insurance & Financing →

Written and reviewed by Hiral Desai, DDS, MDS, D. ABDSM

UCLA School of Dentistry; Diplomate, American Board of Dental Sleep Medicine; postgraduate training in periodontics and oral implantology; 15+ years of experience, including family and emergency dentistry in the USA and Australia; published research. About Dr. Desai

Sources: ADA MouthHealthy: Root Canals

Related guides

This guide is general information, not a diagnosis. Book a visit for advice about your own teeth.